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The 2026 COLA: The Net Increase, and its Relationship to Inflation

Social Security beneficiaries saw a gross increase of 2.8% in their monthly payments, but most have now realized that the net increase was less than that. This, of course, is the result of the $17.90 Medicare Part B premium increase for 2026. But, as discussed in a post by Christy Bieber on 247wallst.com, that’s not the full story with respect to seniors’ disappointment with the cost-of-living adjustment (COLA). Ms. Bieber recaps the concern that seniors continue to lose buying power and cites comments from the Senior Citizens League regarding the loss of around 20% in seniors’ buying power since 2010. Check out her post, which includes a discussion on the mechanics associated with the COLA here…

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

Comments On This Topic

    • Liz,
      You should have received your 2025 SSA 1099 in the U.S. mail by now. However, you can get another copy of your 1099 at your personal “my Social Security” online account at www.ssa.gov/myaccount. If you do not have that option, you will need to contact SSA at 1.800-772-1213 (or at your local SS field office) and ask that your 2025 SSA 1099 be mailed to you.
      I hope this helps, but don’t hesitate to contact us again if needed.
      Regards,
      Russell Gloor
      Certified Social Security Advisor
      The AMAC Foundation

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