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The Fantasy of the Max Social Security Benefit

It’s real, as in Social Security’s maximum monthly benefit is $4,555 in 2023. That equates to $54,660 annually. It’s just that so very few people do or ever will receive that level of benefit. Robin Hartill explains that about 6% of people do earn at or above the wage cap in any given year; currently it is set at $160,200. But earning at or above the cap for 35 years is exceedingly difficult. Read her full piece here.

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