Social Security Report

Latest News

The Four Percent Rule Flaws

We have all heard about the 4 percent Rule, introduced by financial advisor Bill Bengen in 1994 suggesting a withdrawal rate of 4 percent of your nest egg in your first year of retirement. In subsequent years, use that figure as your withdrawal baseline, adjusting for inflation. Following this plan, they say, gives you strong odds that your assets will last through 30 years of retirement. However, it turns out there are flaws to that rule. Read article here…

Notice: The link provided in the text above connects readers to the full content of the referenced article. The URL (internet address) for this link is valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the link’s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or socialsecurityreport.org