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The Great Retirement Account You’re Not Using
Roth 401(k)s are showing up in more workplaces, but only about 10% of eligible workers saved in one last year. That’s a big mistake. Since they were launched in 2006, Roth 401(k)s have been typecast as the ideal plan for millennials. Paying taxes on your contributions in exchange for tax-free withdrawals, the reasoning goes, is best when your tax rate is lower than it’s likely to be in retirement. It turns out Roth 401(k)s may be the better option for Gen Xers and baby boomers too...Read More
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