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The Maximum Social Security Benefit for 2026 is $5,181 - MSN.com

If you delayed taking your Social Security until age 70 and are turning 70 in 2026, and paid Social Security taxes on the maximum taxable amount of earnings for 35 years, your benefit will be maxed out at $5,181. However, your benefit will continue to grow with any Cost-of-Living increases (COLA). The maximum benefit in 2026 for someone turning 62 is $2,969, and $4,207 for someone turning 67.

The maximum taxable amount of earnings in 2025 is $176,100 and increases to $184,500 in 2026. Kathleen Coxwell has written an article on how to receive the maximum Social Security benefit. Read the full article here…

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