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The Promises & Perils of Surprise Early Retirement
What is surprise early retirement? Angela Mae notes only 1 in 5 are financially stable enough to retire early by choice. For most it is health reasons or job loss that force the issue. The situation can be financially devastating for more reasons than not being able to tap Social Security benefits until 62. Retiring early means losing years of potential income and time when investments could have kept growing. Further, it means losing out on certain employer-sponsored retirement benefits, like matching 401(k) plan contributions. Rad the full article here.