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The Social Security Board of Trustees’ 2026 COLA estimate - The Motley Fool
The annual cost-of-living adjustment (COLA) calculation uses the data collected by the Bureau of Labor Statistics from the third quarter of the year, specifically the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) readings from July through September. Then those figures are compared to the prior years’ July, August, and September readings. If there is a positive change, a COLA increase will occur; if there is no change or the numbers decrease, no COLA increase will occur.
Buried in the 2025 Social Security Trustees report is their estimate for the 2026 cost-of-living adjustment. The Board of Trustees’ estimate has a range from high-cost to intermediate and low-cost. What is their estimate? Adam Levy, writing for The Motley Fool, reports on the Trustees’ estimate and how it differs from the third-party estimates. Read Mr. Levy’s article here…
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