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The Unfortunate Truth About Delaying Social Security Until 70

It’s popular to read that most experts extoll the many benefits of waiting until age 70 to claim Social Security. After all, you get the maximum monthly benefit amount possible and for the rest of your life. But Adam Levy consider the downside here. One is the gamble you’ll live long enough to break even or get ahead. Two, you pay Medicare out of pocket by waiting. Three, if you’re the lower earning spouse, waiting makes no financial sense. Entire article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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