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Turning retirement savings into regular income

Turning retirement savings into regular income continues to pose a challenge for retirees, according to Vanguard’s investment strategy group. The group examined information from 70,000 retirees who had been in an employer-sponsored 401(k) plan administrated by Vanguard for five years and found “about half took withdrawals of varying amounts, 27 percent did not take any withdrawals, and about 23 percent cashed out entirely. Elizabeth Harris, writing for Plan Sponsor, on the challenges for both plan participants and plan sponsors who want to help them resolve how to create a steady income in retirement. Read Ms. Harris’ article here…

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