Latest News

Understanding Full Retirement Age…and What it Means to Your Monthly Benefit

One of the key factors that needs to be given full consideration in retirement planning is one’s full retirement age (FRA). While it’s generally known that filing before one’s FRA will give you reduced benefits potentially for a greater number of years, what really needs to be understood is exactly what the discount rate is, and it’s also important to have a realization that it’s not always possible to project the length of your retirement life. Further, it’s essential to have an understanding of what waiting until after your FRA to file can mean, and to know how long that decision can be deferred. Kiplinger’s 

Notice: The link provided above connects readers to the full content of the posted article. The URL (internet address) for this link is valid on the posted date; cannot guarantee the duration of the link’s validity. Also, the opinions expressed in these postings are the viewpoints of the original source and are not explicitly endorsed by AMAC, Inc.; the AMAC Foundation, Inc.; or

Comments On This Topic

  1. I have been absent for a while, but now I remember why I used to love this web site. Thank you, I will try and check back more often. How frequently you update your web site?
    Holly Hooper

    • Holly:

      Thank you for your comment, and welcome back! In response to your question, we update the site every weekday, with one major (Headline) breaking story and 3 or 4 (sometimes more) related stories addressing Social Security and retirement-related issues. The archives section is updated when major policy items happen in Social Security, and the Q&A page is updated weekly with a new “Ask Rusty” entry (these are also presented in audio format on our Foundation website). Other changes are made as we become aware of significant items (“Heard on the Hill,” “Tools and Calculators”)

      Again, thank you for commenting.

      Gerry Hafer
      AMAC Foundation, Inc.

What's Your Opinion?

We welcome your comments. Join the discussion and let your voice be heard. All fields are required

Website by Geiger Computers