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Understanding Social Security’s COLA: It’s not as straightforward as many think

What’s so hard about figuring out what your January Social Security payment will be? Don’t you just multiply your December amount by 8.7%? Well, as AOL contributor Vance Cariaga points out in a post on, it’s not that simple. Cariaga explains first how a recipient’s base benefit amount is calculated (their primary insurance amount or PIA), and then outlines several ways that amount can be affected by factors like claiming age and Medicare Part B charges. Check out his explanatory post here…

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