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Understanding the Social Security Earnings Test

Anyone claiming Social Security retirement or survivor benefits before reaching full retirement age is subject to an earnings limit which, if exceeded as a result of wages paid, will result in reduction of the amount paid. It can come as a surprise to someone planning on claiming benefits and continuing in the workforce, so it’s a good idea to be fully aware of the rules. A post by investing and finance writer Coryanne Hicks appearing on provides an analysis of this part of the Social Security regulations. Check her post out here.

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