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What is a Safe Harbor 401(k)

According to research by Guideline, 90 percent of the 5.8 million small businesses in the United States do not offer employees a retirement plan. So, of the 42 million people working for a small business, 75 percent don’t have access to a retirement plan. Why? Due to many factors, including the cost and the administrative burden, small to midsize businesses do not offer retirement plans. However, there are many options that can help small business owners offer a retirement plan to their employees, and one of them is a Safe Harbor 401(k). Chad Parks explains how a Safe Harbor 401(k) will reduce the administrative hassle for small businesses. Read Mr. Parks’ article here…

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