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What is creditable coverage?
You are turning 65 but you not sure whether or not to enroll in Medicare but afraid of the potential late enrollment penalties. If you have creditable insurance coverage, usually from an employer, union, or other organization, you may be able to avoid the late enrollment penalties. However, different rules exist for creditable coverage for both healthcare insurance and prescription drug plans. In Rachel Nall’s article for Medical News Today, she reviews what you need to know about creditable coverage to avoid Medicare’s late enrollment penalties. Read Ms. Nall’s article here…