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What working one more year could do - The Motley Fool

Your Social Security benefit is based on your highest 35 years of earnings, adjusted for wage growth, and calculated using a formula that produces your Primary Insurance Amount (PIA), which is then adjusted for your claiming age. Even if you do not have 35 years of earnings, Social Security will include zero-income years in the calculation. Kailey Hagen, CFP, writing for The Motley Fool, explains two ways to increase your Social Security benefit. Read Ms. Hagen’s article here…

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