Q & A

What’s an appropriate investment mix for a retirement portfolio?

Full question: I have heard that a proper retirement portfolio includes benefits from pensions, savings and investments, and Social Security benefits. How can I find out what I need in each of these areas in order to be prepared for my retirement?

Answer: Your Social Security benefits are the foundation on which you can build a secure retirement. Most financial advisers say you will need about 70 percent of your pre-retirement earnings to comfortably maintain your pre-retirement standard of living. They recommend you prepare for the future with a combination of Social Security, private pensions and personal savings. Read more…

Source: Oscar Garcia, Social Security Administration (via mySantonio.com – March 1, 2014)

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