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When Should You Take Your Social Security Benefits? - Forbes.com
When to take your Social Security benefit is a decision only you can make. If you are married, you should decide with your spouse. This decision will affect the rest of your life.
You should consider your life expectancy (you can use the SSA calculator, click here …), your additional retirement funds, 401Ks, IRAs, pensions, savings, etc., and, if married, your surviving spouse. The surviving spouse keeps the highest of your two benefits, regardless of which of you is the survivor; the smallest benefit ends.
Thomas Hager has written an article about things you should take into consideration to help you make your decision. To read his entire article, click here …
If you would like to consult with an AMAC Foundation Social Security Advisor, email ssadvisor@amacfoundation.org or call (888) 750-2622 to speak with one.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.