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When to take Social Security at age 62

The fact is, 62 is the most popular age to file for Social Security benefits, but many who do so file simply because it’s there. A far better approach to deciding when to file for your Social Security benefit is to take a really good look at your personal situation to see if it makes sense for you as an individual. If you’re in good health, working and aren’t badly in need of the extra money, then waiting to claim benefits is usually the better choice because your benefit will be more. But even though you’ll take a benefit cut if you apply early, there are a few good reasons why claiming at age 62 is the right choice, as this Motley Fool article by Maurie Backman explains. Click here to read more.

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