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Who earns the max $4,555 Social Security Benefit? Not many.

Adam Levy explains that you need to earn a high salary at or above that year’s earnings cap for 35 or more years to max out Social Security benefits. Add to that, you must delay your benefits claim until age 70. Even if you’re not in line for the $4,555/mo maximum benefit, you can use the strategies of maximizing your earnings and delaying benefits to get your own max benefit. This piece also has a valuable chart showing the last 50 years of the earning cap; it will be $168,600 in 2024. Full article here.

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