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Why Women Need Higher Social Security Benefits

Executive Summary

• Social Security is the largest source of income for senior women
  • 29.3% of US households (27.3% in Washington) receive Social Security income
  • 14% of single mothers receive Social Security  income
  • Women tend to out-live men.
    • Life expectancy for a 65 year old woman is 20.3 years in the U.S., 20.5 years in Washington
    • Life expectancy for a 65 year old man is 17.7 years in the U.S, 18.1 in Washington.
• Working women earn less than men, and have less access to workplace benefits, including retirement plans.
  • Average monthly earnings for women in Washington are only 61% of men’s earnings.
  • Among full-time, year-round workers, Washington women earn 78% of men’s earnings.
• Women over age 75 are at high risk of poverty or near poverty.

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