Will I still get spousal Social Security benefits after my ex-wife dies?
Jim Blankenship of MarketWatch has a lengthy piece here that explains spousal benefits. The specific topic here is what happens when your ex-spouse dies and you have been collecting spousal benefits off of him/her. The answer is the benefits cease. But even though the spousal benefit will cease upon the death of your ex-spouse, upon his/her death you become eligible for a new benefit called a survivor benefit (widow’s or widower’s benefit). This survivor benefit is generally equal to the retirement benefit that your ex-spouse was receiving at the time of his or her death. Full article here.
AMAC’s Foundation offers a free-to-the-public advisory service to folks ageing into–or already in–Social Security. The service provides guidance in understanding the complexities and myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Advisors are well versed in survivor and spousal benefits. Learn more about this service via the Foundation’s website.