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Will Social Security benefits be cut?

It’s fairly well known by now that Social Security is facing some financial issues – the reserves put aside over the years are now being tapped to supplement the money needed to pay benefits. Said another way, Social Security’s income (from payroll taxes, interest on investments and income tax on Social Security benefits) is less than the money it pays out to the program’s 63 million beneficiaries. And that means using money from the Trust Fund to pay benefits. Which means that, unless Congress takes action to resolve it, the Trust Fund will be depleted in 2034 and recipients could see a 21% cut in benefits. As explained in this Motley Fool article by Maurie Backman, the program isn’t going bankrupt, but it may soon reach a point that it can only pay out as much as much money as it takes in. Click here to read more.

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