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Will the 2026 COLA be accurate? - MSN

How the cost-of-living adjustment (COLA) for Social Security benefits is calculated is not as straightforward as you may think. First, they only use the data from the third quarter of the year, specifically the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) readings from July, August, and September, and compare those numbers to the prior year’s July, August, and September readings. If there is a positive change, then a COLA increase will occur; if there is no change or the numbers decrease, no COLA adjustment will occur. But things may not be straightforward this year. Why? Keith Speights explains how next year’s COLA is shaping up to be a no-win scenario for retirees.  Read Mr. Speights’ article here…

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