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3 Critical Moves to Make Before Taking Social Security

Katie Brockman notes you generally only have one chance to claim Social Security benefits. As such, it’s wise to ensure you’re making the best decision. First, know full retirement age, which is not 62, but age 67 for those born 1960 or later. Second, check estimated benefit amount. Third, and often overlooked, is one must consider spousal benefits. Have a frank conversation with a spouse about living on one benefit at some point and life expectancy. Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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