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3 Easy Ways to Avoid Social Security Regrets

Christy Bieber’s piece here explains the importance of making sure you have both supplementary savings and a Social Security benefit that provides as much income as possible.  The two together are required to achieve an adequate or better retirement.  One key is understanding Social Security benefits before claiming them.  Waiting until age 70 yields the maximum possible monthly check.  Also, Bieber notes to work for at least 35 years.  Less than that means “zeroes” added into any calculation of benefits.  Lastly, she argues to choose a smart claiming strategy.  Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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