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3 Popular Ways to Maximize Your Social Security Benefit

A common question many folks ask is they can maximize their Social Security retirement benefits.  Of course the best time to ask that question is before starting benefits.  To that end, Kailey Hagen suggest three strategies. They are first, work for 35 years and maximize income.  Anything less will mean a zero in the calculation.  Second, delay benefits.  Most collect at age 62, but that entails up to a 30% cut permanently.  Waiting until age 70 will yield the highest possible monthly benefit for life.  Third, coordinate with your spouse.  Many forget about survivor benefits.  Full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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