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5 Ways Other Countries Do 401(k)s Better

If you were to design a retirement program from scratch, you probably wouldn’t create what we have now. The problems with the 401(k), IRA, Social Security “system” — or hodgepodge, if you prefer — are almost too numerous to count. The result of its flaws is that many Americans are on track to only replace half of their income in retirement, according to a Pew study earlier this year. Read more…

 

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