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5 Ways to Protect Your Credit
Sometimes it feels like the only stories in the news these days are about data breaches. Just this week alone, the Identity Theft Resource Center has reported a whopping 480 breach cases, a 21.5 percent increase over the same period last year. Between breaches of major retailers such as Neiman Marcus and Michaels, to financial institutions like American Express, millions of consumers’ social security numbers, credit card numbers, account details, passwords and other forms of personal information have been stolen, costing merchants billions of dollars and creating countless headaches for the unfortunate victims of fraud. More importantly, identity theft can ruin your credit history and cause you to be unfairly denied for credit or have to pay outrageous rates and fees that you don’t deserve...Read More