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Why Disability Insurance Is Critical
Most people understand why having life insurance is a good idea: Nobody wants to leave their survivors in a financial lurch if they were to die suddenly. But what if you suffer an accident or illness and don’t die, but rather, become severely disabled? Could you or your family make ends meet without your paycheck, possibly for decades? This scenario is not so far-fetched. According to the Social Security Administration, just over one in four of today’s 20-year-olds is likely to become disabled before reaching age 67; and 69 percent of private-sector workers have no long-term disability insurance…Read More