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401(k) Or Roth IRA: Which Is Best?
(By – Larry Light, Forbes Contributor)
Most Gen Yers don’t know what types of retirement accounts to start with. I break down the pros and cons of two most popular ones – 401(k) and the Roth individual retirement account – to help you decide which is right for you. With the decline of company pensions and uncertainty about the future of Social Security, young adults’ retirement plans will look different than those of their parents and grandparents. Your own saving and investing options determine your financial security when you stop actively earning an income. Read more…