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Social Security Increases Repayment Amount on Overpayments
If you find yourself being overpaid by Social Security, you may have to pay it back. These overpayments will start being withheld around July 24, 2025. If you received an overpayment notice issued on April 25, 2025, Social Security will start withholding 50% of your Social Security benefit until it is repaid. You have the option to contact Social Security and request a repayment plan. If you can afford to pay it back within 12 months, Social Security will usually grant the repayment plan over the phone. You may also ask for a repayment plan that will pay the overpayment back within 36 months if 12 months is not affordable.
If you receive a notice that you’ve been overpaid and you don’t believe you were overpaid, or you disagree with the amount of overpayment, you can file an appeal. In your appeal, you must explain why you believe you haven’t been overpaid or why the amount of overpayment is wrong. You must file a Request for Reconsideration, Form SSA-561, within 60 days of receiving your notice.
If you agree you were overpaid the amount stated on the notice, but you don’t believe you should have to pay it back, you can request a waiver with Form SSA-632. You must prove two things: that the overpayment wasn’t your fault, or that having to pay it back would cause you a financial hardship.
Whatever your case may be, do not ignore the notice from Social Security, or after 90 days, you will see your monthly benefit amount reduced. Supplemental Security Income (SSI) will remain at the current 10%. To read the entire article by Mike Snider on usatoday.com, click here…
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