To delay, or not to delay claiming Social Security. That is the question.
Deciding when to retire is one of the issues that most American seniors face, and when to claim Social Security benefits is usually a key element in that decision process. Although conventional wisdom from many advisors includes to delay claiming Social Security to get a larger benefit amount, there are often some pretty good reasons why delaying doesn’t make the most sense. This article by Paul Norr appears at www.financial-planning.com and discusses the way that health and financial need should factor into your thinking. Click here to read more.
Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…
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