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Figuring out how much retirement income you’ll need

One of the most prevalent opinions about retirement planning is that you’ll need somewhere between 70% and 90% of you’re pre-retirement income, often generalized as 80%.  But would a better method be to figure out what your retirement expenses are likely to be and using that as your retirement income target?  No, says this CNN Money article by Walter Updegrave, because estimating retirement expenses years or even decades in advance is always a futile exercise, so sticking with the 80% rule is at least as accurate and surely a whole lot simpler.  Click here to read more about estimating how much retirement income you’ll need.

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