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Doing a retirement plan without Social Security
Sure, if you work and earn money, at some point you’re going to start thinking about your retirement and spend some time planning what kind of income you might need. That’s a good thing. But even though you may know that your future Social Security benefits will be part of that income, it might be prudent to do your planning as though it wasn’t. For one thing, planning for a comfortable retirement without Social Security could help you spend your future golden years in considerably more comfort, because those benefits you will almost certainly receive anyway can become your “fun money”, rather than be used for necessities. This Yahoo! Finance article by Maurie Backman offers a strategy for planning retirement without considering Social Security. Click here to read more.