How claiming your Social Security benefits at 62 can work out quite well

Social Security will play a significant role in your retirement, which means you’ll want to be smart about when to claim your benefits. Seniors get an eight-year window to claim benefits that begins at age 62 and ends at age 70 and right in the middle of that window is your full retirement age, or FRA. Depending on when you were born, your FRA is either 66, 67 or 66 and a certain number of months. Although you don’t have to wait until FRA to file for benefits, claiming ahead of your FRA means reducing the amount you collect from Social Security each month.  Many experts say taking your Social Security benefits at 62 is a bad idea, but there are at least three reasons why the opposite may be true. To find out what those three reasons are, click on link here to read article.

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