Social Security for Children

If you are an older parent of a minor child, you may not be aware that when you claim Social Security benefits your minor child may also be eligible for Social Security benefits. There are, of course, restrictions and the…

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The Importance of your Full Retirement Age to your Social Security retirement benefit

Each year, the Social Security Administration changes some rules affecting your benefits, so knowing the changes goes a long way toward choosing when to claim Social Security. Your “full retirement age” – which is when you get 100% of the…

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Was the 2025 Cost of Living Adjustment (COLA) enough?

Well, almost certainly not, according to Maurie Backman in this Yahoo! Finance article. You see, annual COLA increases are actually “backward looking” – that is, they are based upon inflation which has already occurred, and they may not offset today’s…

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Political Promises vs. Social Security Reality

During the 2024 election season, we often heard candidates promising that cuts to Social Security were “off the table.” President Trump was among those so promising but, as is already evident, that promise did not extend to cutting waste and…

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What to do now That the Social Security Fairness Act has passed

Then President Joe Biden signed the Social Security Fairness Act on January 5, 2025. This eliminated the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). There two pieces of legislation imposed offsets to some government employees who did…

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“Ask Rusty – Can I Get Extra Social Security for my Military Service? ”

Dear Rusty: Please help. I served from 1964 to 1966 in the US Army. I have been trying to contact Social Security in order to request extra benefits for veterans. The telephone is a recording, and you never get to…

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