Choosing the right self-employed retirement plan for you

According to the Bureau of Labor Statistics, almost 16 million Americans are self-employed. There are benefits to being self-employed, including being one’s boss, but there are downsides. One is you must take control of your retirement planning. It can be…

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A Tale of Two Presidents: Options for Saving Social Security

Both presidential candidates pledge to save Social Security but they are espousing different paths to this end. Should the funding come from “other sources”? Currently Social Security is funded by ss taxes, interest on bonds and income taxes paid on…

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Social Security was Last Overhauled in 1983

That was the last time the Social Security Trust Fund was nearly depleted. Legislative changes were made to gradually extend the Full Retirement Age, increase the payroll tax and apply additional income tax to Social Security benefits. We are in…

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Have Markets already Privatized Social Security?

With a unique perspective John Tamny for Forbes explains how the markets have already adjusted to Social Security’s shortfalls. The 55 plus crowd, recognizing that Social Security will not sustain them in retirement, are saving and investing more now than…

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New RNC Platform – 20 key issues to be prioritized

This article by Ayelet Sheffy on July 8th for Business Insider reveals the priorities of the Trump campaign, including everything from economics to the open border to Social Security and Medicare. The platform helps give voters a clear view of…

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“Ask Rusty – Should I Retire at 65 or 67? And What About Earnings & Taxes? ”

Dear Rusty: I’m just trying to figure out how to determine whether to retire at 65 or 67 and, if I retire, approximately how much could I make outside of my Social Security without being overly taxed.  Signed:  Thinking About…

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