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Earn More in 2020 and Keep Your Social Security Benefits
The most common age for people to claim Social Security retirement benefits is 62. Many of these folks still keep their jobs and decide to supplement their income by claiming their Social Security. While you don’t have to stop working to receive retirement benefits, there are some provisions that will affect some workers who take early retirement benefits while still earning a paycheck. Those with earnings above the limits that Social Security sets each year may have to forfeit some benefits back to the Social Security Administration, though the earnings limits generally increase every year. Workers in 2020 will be able to make a little bit more money before they’d have to give anything back, as Dan Caplinger explains in his article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.