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A Sad Reason to Claim Social Security at 62

Experts will often tell you it matters not when you take Social Security because taking it early means drastically lower checks but more of them.  Claiming later yields a substantially higher monthly benefit, but fewer checks overall due to the years you didn’t get one.  What to do?  Delaying is nearly always advised except when you do not think you will live long.  Christy Bieber takes readers through the depressing scenario of needing to claim as early as 62.  But she cautions to consider survivor benefits before making a final decision.  Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

 

 

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