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Score an Even Bigger Social Security Check
Articles and books abound on how to increase your Social Security. Some scrupulous types even charge for “secret advice.” But there is really no secret to maximizing your benefits. Maurie Backman lays it out in this piece. Do these four things: 1.) Work at least 35 years (anything less means a “zero” income year factored in); 2.) Extend your career if your earnings have peaked (later years could replace a low income early year); 3.) Review your annual earnings statements (mistakes can happen); 4.) Delay your filing beyond full retirement age (waiting until age 70 gets the absolute maximum benefit possible). Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.