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Ready for Social Security? Answer These 3 Questions
Selena Maranjian advises folks to answer three questions before as they contemplate beginning Social Security benefits. To prevent being cash-poor for their golden years, the authors suggest one invest an hour of time to get familiar with the program. Must asks: 1.) How much do I expect to receive in Social Security benefits? 2.) How much retirement income do I need? 3.) How can I build the income streams I need? On the latter, Maranjian suggests dividend paying stocks, index funds, and/or annuities to bridge the gap, as Social Security does not provide enough income to live on by itself. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.