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The On-Going “When to File” Debate…Another Perspective
One of the most persistent questions we receive here at the AMAC Foundation Social Security Advisory Service is deceptively simple: “When should I begin drawing my earned Social Security benefit?” And as frustrating as it may seem to our callers, we generally begin our response with the phrase, “It depends.” As explained in a post on The Motley Fool website by contributor Chuck Saletta, there are some fundamental points to consider when dealing with this pivotal question, although most financial advisors will lean heavily on the benefits of waiting as long as possible–until age 70 if you can–to get the highest monthly benefit. In his post, which you can access here, Saletta covers several strategic pointers that should help those approaching this decision point plot a pathway that fits their needs.