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The On-Going “When to File” Debate…Another Perspective
One of the most persistent questions we receive here at the AMAC Foundation Social Security Advisory Service is deceptively simple: “When should I begin drawing my earned Social Security benefit?” And as frustrating as it may seem to our callers, we generally begin our response with the phrase, “It depends.” As explained in a post on The Motley Fool website by contributor Chuck Saletta, there are some fundamental points to consider when dealing with this pivotal question, although most financial advisors will lean heavily on the benefits of waiting as long as possible–until age 70 if you can–to get the highest monthly benefit. In his post, which you can access here, Saletta covers several strategic pointers that should help those approaching this decision point plot a pathway that fits their needs.
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.