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Soc Sec: 4 things married couples must know
Trevor Jennewine notes here that benefits for spouses and survivors are commonly misunderstood. In a recent MassMutual survey, knowledge gaps among adults nearing retirement were evident. Here are 4 key points: 1. Spouses can claim Social Security on their retired partner’s work record; 2. Spouses can maximize their benefits by claiming at full retirement age; 3. Widows and widowers can collect either retirement benefits or survivor benefits; 4. Divorced spouses can claim Social Security spousal benefits on their ex-partner’s record. Full article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.