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Retirement Doesn’t Always Mean You Have to Start Your Social Security Benefits Early - MSN.com
If you are in a position to retire early and don’t need to start your Social Security benefits at that time, congratulations! If you find yourself in a position where your early retirement wasn’t your choice, there are options you can consider to avoid claiming your Social Security early. If you have a full retirement age (FRA) of 67, and you claim your benefits at age 62, you take a 30% permanent reduction to your monthly Social Security benefit. If you have a spouse who may also be dependent on your benefit, you pass that reduction onto your surviving spouse. Maurie Backman has written an article about options to consider if you want to avoid taking your Social Security benefits early, even if only for a couple more years. Read her full article here …
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