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Implications of Claiming at Age 70: Consider Survivor Benefits in the Equation - The Motley Fool
Conventional retirement finance planning suggests deferral of benefits until age 70 to capitalize on delayed retirement credits. Yes, you do get a higher monthly benefit, and depending on the number of months you receive that payment, you can maximize your return on the payroll taxes you paid. But it’s wise not to let that be the only thing you consider when making this decision. For two-earner couples, there are pros and cons each should weigh when pondering the “when to claim” decision, as explained in a post by The Motley Fool’s Dana George on their website. Check it out here…