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A Social Security benefit is a terrible thing to waste

(By – Mary Beth Franklin, Investment News)

As I travel around the country teaching financial advisers and their clients about smarter ways to claim Social Security benefits, my “magic age” strategies often trigger surprise and gratitude among my audiences who are astonished to learn about various ways they can maximize their benefits. But sometimes, there is no clever claiming strategy available to boost lifetime benefits given the difference in ages between two spouses or the relative amount of their Social Security benefits. And that leads to frustration and disappointment. Read more…

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