Americans are worried Social Security will run out of money - CNBC

According to a recent survey by Nationwide, the financial services company, 71 percent of American adults fear Social Security could run out in their lifetime, and 59 percent fear the pandemic has made the situation worse. It is not only the baby boomers that are fearful about Social Security going bankrupt, but both GenXers (83 percent) and millennials (77 percent) are fearful about the about future of the program. The survey found almost half of the millennials believe “they will not get a dime of the Social Security benefits they have earned.” Although experts have explained to the public that “their fears that the program will run dry and benefits checks will stop are unfounded.” Shai Akabas, director of economic policy at the Bipartisan Policy Center, says, “many people hear the words insolvent or bankrupt, and they automatically assume the program is just going to disappear.” Lorie Konish’s article explains why Americans should not be worried that Social Security will disappear. Read Ms. Konish’s article here…

The Association of Mature American Citizens (AMAC) believes Social Security must be preserved and modernized.  This can be achieved with no tax increases by changing cost of living adjustments, the retirement age, and delayed credits.  AMAC advocates for a bipartisan compromise, “The Social Security Guarantee Act,” taking selected portions of bills introduced by former Rep. Johnson (R-TX) and current Rep. Larson (D-CT) and merging them with the Association’s own research.  One component is Social Security PLUS, a voluntary plan to allow all earners to have more income at retirement.  This component is intended to appeal especially to younger workers.  AMAC is resolute in its mission that Social Security be preserved and modernized and has gotten the attention of lawmakers in DC, meeting with a great many congressional offices and their staffs over the past several years.  Read AMAC’s plan here.

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