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An “Ideal” Circumstance for Claiming Social Security Benefits at Age 62

It can be a torturous question, this issue of when to file for Social Security benefits. Sure, you’re aware of the reduction in monthly payments you’ll receive, and you’re aware of the persistent advice of financial “experts” that it’s best to wait until full retirement age or, even better, to age 70 and take advantage of the delayed retirement credits currently offered by the program. It takes a lot of thought and “what if” thinking, especially when ou consider that the decision you’ll make is for the most part irrevocable.

There are some situations, of course, where it makes sense to file at the earliest age for benefits, and The Motley Fool’s Maurie Backman describes, in a post on their website, one such set of circumstances. Check out her post here. Of course, if after reading this post you still have questions about your specific situation, know that the AMAC Foundation offers a free-to-the-public Social Security Advisory service that can help you. Learn more about this service here.

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