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Are You Making these 3 Social Security Mistakes?
It can be dangerous and costly not to think much about Social Security until after starting benefits. Selena Maranjian urges pre-retirees to get familiar with the program, at least enough to NOT make these three mistakes: 1. Not reviewing your earnings record; 2. Expecting too much from Social Security, as it only provides about 40% of preretirement income, on average; 3. Planning to start benefits at a suboptimal time. Full retirement age is now 67. Any draw of benefits before then means a permanent lifetime cut. Complete article here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.