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Avoid this Social Security Blunder

Maurie Backman notes many seniors end up relying heavily on Social Security. But far too many overestimate the buying power those benefits provide and then often regret not planning before taking their monthly check. Backman notes Social Security’s roughly 40% replacement rate of income should be viewed as a 60% pay cut, and further, when one stops working, one not only loses that income but he/she often has urges to spend money in that new free time. Full article here.

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